Regulations for the annual renewal of AMLACERT® certification

Premise
The annual renewal system for AMLACERT® certification is based on the principle of continuous, verifiable, and traceable training, in accordance with European professional qualification standards and the provisions of Legislative Decree 231/2007, as well as the guidelines of the Bank of Italy, the UIF, the EBA, and the FATF.
The AMLACERT® certification represents a professional qualification that objectively and verifiably attests to the possession and maintenance over time of the required specialist skills in anti-money laundering and countering the financing of terrorism (AML/CFT).
As a guarantee tool towards third parties, the AMLACERT® certification protects the reliability and reputation of the professional, as well as the liability of the entities for which they work.
For this reason, CFPs of untraceable or unverified origin or those without official certification of learning level cannot be used for recertification purposes.
Only training activities with a final assessment of skills and the issuance of a certificate by a qualified or recognized body can contribute to maintaining the validity of the certification.
The European School of Banking Management, as the certifying body for AMLACERT®, is responsible for monitoring the compliance, traceability, and quality of the training courses that contribute to recertification, ensuring that the qualification maintains its legal, professional, and reputational value over time.

Art. 1 – Purpose of recertification
The annual renewal of the AMLACERT® certification aims to:

1. ensure that the certified professional maintains a constant and up-to-date level of technical and regulatory skills in anti-money laundering (AML) and counter-financing of terrorism (CFT);
2. ensure that training updates are documented, verifiable, and compliant with European and national standards, in line with FATF recommendations, EBA guidelines, and Bank of Italy provisions;
3. ensure the traceability and external validation of training courses and related professional credits, as an essential condition for maintaining certification;
4. maintain active registration in the Register of Graduates and Certificates, which constitutes an official register for public consultation;
5. Provide verifiable documentary evidence of compliance with the training requirements set forth by current legislation, as a safeguard for the Board of Directors, Legal Representative, and Supervisory Bodies of the entity where the certificate operates.

In particular, the AMLACERT® certification, to maintain its validity and effectiveness for the purposes of the Organization, Management and Control Model pursuant to Legislative Decree 231/2001, must be:

• renewed annually;
• based on traceable, verifiable training courses with a final exam;
• accompanied by objective evidence (certificates, registers, assessment tests) suitable for demonstrating the continuity and systematic nature of the training as required by Article 16 of Legislative Decree 231/2007 and the Bank of Italy's Provisions regarding AML training obligations.

These requirements allow the AMLACERT® certification to be recognized as a suitable tool for organizational compliance and to be included among the prevention and training measures of Model 231, to protect the organization and its senior bodies in the event of inspections or administrative proceedings.

Art. 2 – Duration and expiration
The AMLACERT® certification is valid for one year.
The natural deadline is set for December 31st of the year following achievement.
Renewal runs from January 1st to December 31st of the following year, subject to the acquisition of the required Professional Training Credits (CFP) and payment of the annual membership fee.

Art. 3 – Required training credits
To renew your AMLACERT® certification, you must acquire 20 Professional Training Credits (CFP) during the training year.
Credits can be earned entirely through the European School of Banking Management in the following ways:

• 8 CFPs: automatically recognized to those who hold an AML role within the organization of an obligated entity (AML Manager, Contact Person, Specialist or Auditor);
• 9 CFP: obtained by attending 4 AML/CFT Short Courses chosen from those organized by the School (2 CFP for each course + 1 additional CFP upon completion of the package);
• 3 CFP: for participation in the National Anti-Money Laundering Forum®.

Art. 4 – Recovery and forfeiture

• In case of non-renewal for one year, the professional will have to acquire 40 CFP (20 + 20) in the following training period.
• After two consecutive years without renewal, the certification expires and, starting from the third year, full attendance of the AML/CFT Diploma Master's program or an equivalent training program, including repeating the final written exam, is required to renew it.

Art. 5 – Recognition of ACAMS® credits and those of other external bodies
Professional training credits (CFP) earned through ACAMS® are recognized within the limits and according to the methods specified below.

1. The training credits issued by ACAMS® can be recognized up to a maximum of 25% of the annual total of CFPs required (i.e. 5 CFPs out of 20), provided that:
   or derive from training activities with a final assessment or test of the skills acquired;
   or are consistent with the AML/CFT regulations of the country in which the professional carries out his/her activity;
   or are accompanied by an official, documentable and verifiable certification issued by ACAMS®.
2. Credits will not be recognized for training activities or webinars without a final test or objective learning assessment, with one exception:
   the CFPs awarded for participation in the National Anti-Money Laundering Forum®, which is an official event organized and supervised directly by the European School of Banking Management and the Italian Anti-Money Laundering & Compliance School.
   These credits, although not requiring a final exam, are considered fully valid for the purposes of AMLACERT® renewal as the event is subject to educational monitoring, attendance control, and validation of the training content by the School itself.
3. CFPs obtained through other training activities that are not recognized, non-verifiable, or lack official certification of the learning level cannot be used for the purposes of AMLACERT® recertification.

Art. 6 – ESB training prevalence requirement
For the purposes of AMLACERT® validation, at least 60% of the annual training credits must be earned through training activities provided by the European School of Banking Management or the Italian School of Anti-Money Laundering & Compliance, official certification bodies.
This rule responds to guarantee, compliance and traceability needs, as:

• internal credits are accompanied by objective checks of skills;
• the School holds direct responsibility for the release

Art. 7 – Renewal procedures

1. The professional must schedule the renewal by December 31st of the year preceding the next validity period.
2. The renewal is completed by:
   or the payment of the annual membership fee (relating to the year being renewed) to the Certified AML/CFT Managers Register;
   or the presentation of documentation certifying the CFPs obtained;
   or verification and validation by the Certification Commission.
3. The School may, at its discretion, request certificates, tests, or educational evidence to confirm the validity of the declared credits.

Art. 8 – Checks and inspections
The Certification Commission conducts periodic checks to ensure the accuracy of the training activities declared. In the event of false declarations or unverifiable documentation, certification may be revoked or suspended until the checks are completed.

Art. 9 – Official documentation and traceability
Starting in 2026, all information relating to certifications, renewals, and credits earned will be available for consultation on the myESB.eu platform using your personal digital card and the official verification and authenticity QR Code, linked to the School's database.

Art. 10 – Effective date and update of the Regulation
This Regulation is published on the website of the European School of Banking Management and may, if necessary, be updated annually by resolution of the Scientific Committee of the European School of Banking Management.

Attachments

• CFP summary table for recognized activities
• Guidelines for requesting external credit recognition
• Self-certification form for AMLACERT® renewal