Edited by Prof. Silvestri

𝗥𝗼𝗺𝗮, 16 𝗴𝗶𝘂𝗴𝗻𝗼 2026 – 𝗦𝗲𝗱𝗲 𝗱𝗲𝗹𝗹𝗮 𝗕𝗮𝗻𝗰𝗮 𝗱'𝗜𝘁𝗮𝗹𝗶𝗮𝗮, 𝗩𝗶𝗮 𝗡𝗮𝘇𝗶𝗼𝗻𝗮𝗹𝗲

It was held on June 16, 2026, the 𝗽𝗿𝗲𝘀𝗲𝗻𝘁𝗮𝘇𝗶𝗼𝗻𝗲 𝗱𝗲𝗹 𝗥𝗮𝗽𝗽𝗼𝗿𝘁𝗼 𝗔𝗻𝗻𝘂𝗮𝗹𝗲 2025 𝗱𝗲𝗹𝗹'𝗨𝗻𝗶𝘁𝗲 𝗱𝗶𝗻𝗴 𝗜𝗻𝗳𝗼𝗿𝗺𝗮𝘇𝗶𝗼𝗻𝗲 𝗙𝗶𝗻𝗮𝗻𝘇𝗶𝗮𝗿𝗶𝗮𝗿𝗮𝗻𝗱 𝗽𝗲𝗿 𝗹'𝗜𝘁𝗮𝗹𝗶𝗮𝗻𝗱 𝗯𝗲𝗮𝘆 𝗼𝗻 ...��𝗵𝗲 𝗮 Bank of Italy – Eurosystem, illustrated by the Director Dr. Enzo Serata.

As I do every year, I had the pleasure of attending this important institutional event at the invitation of the Director of the UIF.

The numbers

In 2025, the UIF received 162.059 Suspicious Transaction Reports (an 11,5% increase compared to 2024), with banks and post offices growing by 26,8%. The main driver is the increase in reports related to scams and cyber fraud (~31.600 SOS). Quality keeps pace with quantity: approximately 44.400 positive feedbacks from the Guardia di Finanza and a significant contribution to over 70% of the assets seized by the DIA.

The challenges of the coming years

▪️ Cyber ​​fraud and digital crime
▪️ cryptocurrency and money laundering
▪️ professional money laundering
▪️ terrorist financing
▪️ sexual exploitation of minors
▪️ Criminal infiltration into fragile businesses
▪️ Geocrime and new geopolitical scenarios
▪️ Launch of AMLA and international cooperation

The key message

Director Serata forcefully reiterated that the challenge is not to increase the number of reports, but to improve their quality, information content, and ability to generate investigative value. Artificial intelligence is a valuable aid, but it cannot replace professional judgment: human expertise makes the difference between data and analysis, between an anomaly and evidence.

It is also in this perspective that theInternational Executive Master AML/CFT Diploma – Including AMLACert and CAMS of European School of Banking Management and Italian School of Anti-Money Laundering & Compliance, has introduced content dedicated to Total Quality Management applied to compliance and anti-money laundering. Those interested in learning more can consider the 37th edition (starting October 22, 2026), for which selections are underway.

A system that works, but cannot stop

The numbers in the 2025 Report attest to the solidity of the Italian AML system. But the growing complexity of threats—digital, transnational, increasingly hybrid—reminds us that effectiveness and quality are not permanent achievements: they must be monitored, updated, and nurtured daily with expertise, rigor, and strategic vision.