The 12th edition of the Anti-Money Laundering Diploma Master's Degree is currently underway in Milan at the prestigious Novotel Linate. In the module held on September 15th, the speaker, Dr. Caruso (head of SOS Banco BPM), discussed in depth some of the new developments in the Fourth EU Directive, specifically the identification of customers and beneficial owners and the analysis of the procedures that lead to the transformation of an anomalous transaction into a suspicious transaction and its subsequent reporting to the competent authorities (SOS).