Thanks to the use of resources made available to companies of various types and sizes, interprofessional funds can finance, in whole or in part, ad hoc training courses (Company Plans) and catalog courses (Individual Plans / Vouchers).
The National Interprofessional Joint Funds are association-based organizations established by Confindustria, CGIL, CISL, and UIL to promote the ongoing training of managers, employees, and workers in member companies, through specific Interconfederal Agreements. According to the law, 0,30% of the contributions paid by companies to INPS for their employees must be set aside by the latter and allocated to training activities; however, this is not the case, and since 2001, so-called Interprofessional Funds have been established, to which INPS is required, upon notification by the applicant company, to allocate 0,30%.
Vouchers can also finance important programs such as Executive Masters and MBAs (Executive MBA) and other specialization courses organized by the European School of Banking Management. The beneficiaries of the training program are company employees required to pay the contribution referred to in Article 12 of Law No. 160/1975. All employers who pay contributions against involuntary unemployment are considered companies. The beneficiaries of the training program also include seasonal workers who, in the 12 months preceding the plan submission, worked for companies subject to the above contribution and registered with the fund.
Employers who do not participate in the Interprofessional Joint Funds remain obligated to pay the supplementary contribution to INPS according to the usual methods.
The European School of Banking Management can act as a partner in the training project, acting as the implementing body and allowing the company to access funding. 

In particular, companies can access funding for training plans thanks to the sector's interprofessional joint fund:

• Banking and Insurance Fund

The Bank and Insurance Fund (FBA) is the national interprofessional joint fund for the ongoing training of employees of member companies operating in the credit and insurance sectors. It was established by the inter-confederal agreement signed by ABI, ANIA, CGIL, CISL, and UIL on January 8, 2008.